How to Give Richly and Keep Your Budget In Track

At the end of the year we have the traditions of giving gift. Here are 3 ways to smart gifting that give back from Personal Money #76.

1) Plan wisely

Make a list of your gift's recipients. You might want to consider giving to people who provided good service to you the entire year. Make a rough estimate of the total spent each year and decide if you want to spend less, the same or more. Second, set a ceiling budget for each person, including gift-wrapping or postal charges. For more saving, look out for periodical sales.

2) Keep to your budget

What do you do when you are given gift, but have nothing to give in return? Never rush to buy someone a gift in return, as the giver will know you never meant to give it in the first place. Instead, write a thank you note a day after. This will be more sincere. If your recipient gives you an expensive gift? Stick to what you can afford.

3) Keep credit in check

Avoid using your credit card unless you know you will be able to pay the bill in full. Credit cards are convenience tools only and cannot be treated as cash in hand.

Funny Money

By, buzzle.com

The Complete Guide To Protecting Your Financial Security When Getting a Divorce

Whether you have been stunned by your spouse's divorce bombshell or have dropped one yourself, you must avoid the potentially fatal financial fallout. The Complete Guide To Protecting Your Financial Security When Getting a Divorce helps both men and women survive economically and ultimately thrive.

In Chapter 1, you will find information and philosophy intended to help you make some sense - without losing too much money - of the thought and emotions that are swirling within you as a person who's either contemplating or pursuing divorce.

In Chapter 2, you will find overviews of the divorce process from a primarily legal perspective and descriptions of the many choices you have for initiating and carrying through the divorce, and their financial implications. 

Grab one from your nearest bookstore or simply click The Complete Guide to Protecting Your Financial Security When Getting a Divorce to get it online.

Trouble Town

By, funnytimes.com

How To Sell Your Own House Fast

Think you can’t sell your house in today’s market? Well, think again. 

Regardless of what you’ve read or heard on TV, it’s NOT too late to sell your own house FAST and for top dollar… even in a sluggish buyer’s market.

Now put aside your skepticism for just a minute and hear me out. Because this is what you need to get the leverage on the seller’s side for a change and get your house sold quickly and profitably. You see there’s a piece of reality missing from all the gloom and doom reports. A piece that could make all the difference in how things look for you a couple of weeks from now.

 

And that crucial missing link is this…

Read more How To Sell Your Own House Fast

The Smart 6 Money Value For Buying Jeans

Jeans are so popular. Wearing the right pair of jeans for your type of figure will dramatically make you look great. They are casual, stylish and can be worn for just about any occasion or event.

Genetic Denim has introduced five, cargo-inspired styles to the Fall 2010 Women’s Collection. Rendered in Tencel Cotton twill, the new signature cuts range from narrow to exaggerated boyfriend. The fabrication retains a polished drape, evocative of the luxe, soft denim the brand is known for. 

6 Tips to buying jeans that value for your money:

1. Get the right size, we as women have a thing with buying clothing one size smaller, this fine but with jeans you want to make sure you are comfortable.

2. Try them on before buying it will not only save you time but gas as well.

3. To catch your favorite jeans on sale sign up for a newsletter to get the discounts and bargains.

4. Make sure the zipper works properly and there are no loose buttons.

5. Check for any snags, tears, stains and even odor. Sometimes people that try them on are not as clean as they should be.

6. Jeans are so cool; it is good to have a variety of them with the right pair you could learn to love your body shape.