Saturday, November 27, 2010

How To Get Rich Slowly Online


"Imagine waking up every morning and finding orders waiting for you in your e-mailbox. While you were sleeping, customers from all over the world were giving you money. And you don't have to do much at all, because your computer does all the dirty work for you and then deposits money in your bank account - all without lifting a finger. 

It's like having your own perfect money-making machine working for you tirelessly day and night.

Think about having your car payment taken care of..

Think about your mortgage getting paid off...

Think about your bills and debts disappearing..

Think about some extra spending money for vacations or cool gifts and gadgets.. "

This is an introduction page for Yanik Silver's book, Moonlighting on the Internet. Yanik Silver is a serial entrepreneur although he still considers himself a 'techno dunce'. Starting from his one-bedroom apartment and with just a few hundred dollars, Yanik has built multiple 7-figure businesses. He is the author, co-author or publisher of several best-selling marketing books and tools including Moonlighting on the Internet, Instant Sales Letters® & 34 Rules for Maverick Entrepreneurs.

Apart from a spirit-lifted success story in the Moonlighting on the Internet, he specifically covers the 5 proven ways to make an extra paycheck online every month.
1) Information product - We can have every information we need on the internet this day, and all for free. So how could we possibly sell information to make a fortune online. This is cover in the Part 1 of this book. How to figure what information to sell, where to evaluate your ideas and how to create your HOT offer.

2) eBay - eBay registers 3,000-4,000 new users every hour and this site gets more searches than Google. If you thought that eBay is only a place where people selling off junk they didn't want, you might be wrong. In Part 2, you will discover more about eBay. Everybody has to understand why people buy on eBay. This understanding will help you to find the right products and set up your own business.

3) Affiliate marketing - This is an exciting way to make money if you have a limited time.  Finding an affiliate program use a simple trick. Before selecting a program, do ask yourself, is the company reputable? There's a way how to ensure a company's reputation. Rosalind Gardner is a famous and successful affiliate marketer online. She shares how she get started together with her precious tips in the Part 3 of this book. My favorite discussion is how to drive traffic to the site and how to promote the affiliate program.

4) Yahoo! Store and E-commerce Stores - In Part 4, you will read about Yahoo! stores. For record, Yahoo! shopping network attracts 13 million shoppers to its portal everyday. With your own Yahoo! stores, you can be right in front of these customers when they're ready to buy. But as simple as it sound, you need to know the simple trick how you can get started, from creating your store logo, licensing to competition game to win.

5) Blogging -   This is the final part of the book. You spend your leisure time blogging and you love doing it. And I am sure you will love it more when you know you can create money from your hobby. Where the money coming in for bloggers? Direct income like advertising and sponsorship or indirect income like consulting and writing gigs. There are few points include on how to be a  quality blogger in this section. The quality is not a must but at least it will provide some clarity so you can make a smarter decisions about how to start blogging and keep your readers coming back.

Click to buy Moonlighting on the Internet: 5 World-Class Experts Reveal Proven Ways to Make Extra Cash and have it deliver in front of your door house.

Thursday, November 25, 2010

5 Financial Gifts Idea

By Personal Money #76

Here are 5 gifts that keep on giving long after the giving season is over.
1) Games
Learning about money can be fun and rewarding at the same time. Board games like Smart Money and Monopolyteach concepts like creating wealth, budgeting, real estate and investing.


2) Unit trusts or stocks
Select investment that are suited to the recipient's risk profile and resources. When comes to buying stocks, you have to notify the recipient first, as only his broker can take instructions from him.


3) Precious Metals


Jewellery may increase in value. However, there is a major difference between buying someone gold chain to wear and a gold to keep. Ideas: 1 carat (1.00 ctTW) Brilliant Round Diamond Stud Earrings in 14Kt White or Yellow Gold,Screwback (GH - I112) or 10k Gold 3-stone Diamond Heart Pendant with 18" Chain (1/10 Cttw; I-J Color)


4) Financial advice
An appointment with a financial planner would be much appreciated by one who is need a specialist help to sort out his financial management issues. Look out for qualified planners who are bound by the rules and guidelines imposed by the relevant issuing bodies.


5) Reading material
Personal finance books or magazines, another gift alternative for those who are reluctant to reveal too much information to a financial planner. A good stater is Suze Orman's The Road to Wealth, Revised Edition or David Bach's Debt Free For Life: The Finish Rich Plan for Financial Freedom

Tuesday, November 23, 2010

How to Give Richly and Keep Your Budget In Track



At the end of the year we have the traditions of giving gift. Here are 3 ways to smart gifting that give back from Personal Money #76.

1) Plan wisely
Make a list of your gift's recipients. You might want to consider giving to people who provided good service to you the entire year. Make a rough estimate of the total spent each year and decide if you want to spend less, the same or more. Second, set a ceiling budget for each person, including gift-wrapping or postal charges. For more saving, look out for periodical sales.

2) Keep to your budget
What do you do when you are given gift, but have nothing to give in return? Never rush to buy someone a gift in return, as the giver will know you never meant to give it in the first place. Instead, write a thank you note a day after. This will be more sincere. If your recipient gives you an expensive gift? Stick to what you can afford.

3) Keep credit in check
Avoid using your credit card unless you know you will be able to pay the bill in full. Credit cards are convenience tools only and cannot be treated as cash in hand.

Sunday, November 21, 2010

Funny Money

By, buzzle.com

The Complete Guide To Protecting Your Financial Security When Getting a Divorce


Whether you have been stunned by your spouse's divorce bombshell or have dropped one yourself, you must avoid the potentially fatal financial fallout. The Complete Guide To Protecting Your Financial Security When Getting a Divorce helps both men and women survive economically and ultimately thrive.

In Chapter 1, you will find information and philosophy intended to help you make some sense - without losing too much money - of the thought and emotions that are swirling within you as a person who's either contemplating or pursuing divorce.

In Chapter 2, you will find overviews of the divorce process from a primarily legal perspective and descriptions of the many choices you have for initiating and carrying through the divorce, and their financial implications. 

Grab one from your nearest bookstore or simply click The Complete Guide to Protecting Your Financial Security When Getting a Divorce to get it online.

Friday, November 19, 2010

How To Sell Your Own House Fast


Think you can’t sell your house in today’s market? Well, think again. 

Regardless of what you’ve read or heard on TV, it’s NOT too late to sell your own house FAST and for top dollar… even in a sluggish buyer’s market.

Now put aside your skepticism for just a minute and hear me out. Because this is what you need to get the leverage on the seller’s side for a change and get your house sold quickly and profitably. You see there’s a piece of reality missing from all the gloom and doom reports. A piece that could make all the difference in how things look for you a couple of weeks from now.
 
And that crucial missing link is this…

Thursday, November 18, 2010

The Smart 6 Money Value For Buying Jeans


Jeans are so popular. Wearing the right pair of jeans for your type of figure will dramatically make you look great. They are casual, stylish and can be worn for just about any occasion or event.

Genetic Denim has introduced five, cargo-inspired styles to the Fall 2010 Women’s Collection. Rendered in Tencel Cotton twill, the new signature cuts range from narrow to exaggerated boyfriend. The fabrication retains a polished drape, evocative of the luxe, soft denim the brand is known for. 


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6 Tips to buying jeans that value for your money:

1. Get the right size, we as women have a thing with buying clothing one size smaller, this fine but with jeans you want to make sure you are comfortable.

2. Try them on before buying it will not only save you time but gas as well.

3. To catch your favorite jeans on sale sign up for a newsletter to get the discounts and bargains.

4. Make sure the zipper works properly and there are no loose buttons.

5. Check for any snags, tears, stains and even odor. Sometimes people that try them on are not as clean as they should be.

6. Jeans are so cool; it is good to have a variety of them with the right pair you could learn to love your body shape.


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Wednesday, November 17, 2010

Top 5 Survival Plan to Handle Divorce




Everyone who decided to be married has no intention to divorce later. Everyone is looking for a "live happily ever after" marriage. But when a couple cannot get along anymore, divorce is the final answer. Separation left both emotionally broken but when this hard decision has to make, do not let this bitter situation broke your financial too.  

How to survive and protect your security financial for later?

Survival Plan 1 - Reduce unneccessary expenses
Meet with your spouse and agree to cancel utilities and other bills. Sell off your personal property that you do not need or want anymore to save money.

Survival Plan 2 - Cancel all of your jointly owned credit cards.
You need to cancel the cards because the spouse can charge up all kinds of different charge on the cards and you will get stuck paying them back.  Canceling the cards now can save you money that you will need to have later on.

Survival Plan 3 - Separate the jointly owned bank accounts
If you have bank accounts together, you may want to divide the money first.  If not, your spouse may decide to go and take care of the money on their own and leave you with nothing.  If you have outstanding bills for the home, explain this to the spouse so that the arrangements can be made to pay for them.  

Survival plan 4 - Stop contributing to combined accounts like 401K and pension plans.
Telling your place of employment whom usually does this.  Make the necessary arrangements so that your money is not being added to this account.

Survival plan 5 -  Keep your job or try and find one
You have to make sure that you are protecting yourself and able to raise your family. If you are not getting any money from your spouse, you will have to do something to support your monthly needs.  You may want to ask your 'soon to be ex' if they can help you financially until the divorce proceedings are over.  This is only recommended if you are ending the divorce in a good way.  If you are fighting over everything and not getting along, you need to contact your attorney and have them ask for you. 

Learn more proven divorce tips and divorce strategies to save thousands of costly mistakes.

Friday, November 12, 2010

Top 3 Tips - How To Avoid Mystery Shopping Scam

 
If you like shopping, browsing through stores, dining at new restaurants or trying out new services - you will love mystery shopping.  This is a great way to make some extra money.

Businesses this days need to know what average consumers think about their products and services. And they need to know what’s going on when management isn’t looking over their employee’s shoulders. They accomplish this by bringing in mystery shoppers.

As a mystery shopper, you will visit stores and pretend to be an ordinary customer. You task is to secretly evaluate customer service, store cleanliness and product quality. When done, you are to fill in a small questionnaire describing your shopping experience. You then submit your report and get paid for your opinions. However, the most difficult parts of mystery shopping is staying away from mystery shopping scams. How to find legitimate mystery shopping companies to work for?

Trick No.1 - Getting paid before even performing the actual mystery shopping assignment
Remember, a legitimate mystery shopping company will never send you a check before your shopping is completed. You shop with your own money, after reporting your shop, you get reimbursed for what you spend, and then will be paid your reward.


Trick No.2 - Charging a fee for registration
A real and legitimate mystery shopping company never charges you a fee for registration, not even a cent. If you are asking a so called one-time-registration-fee from a company or website claiming to be a real mystery shopping company in order to assign you mystery shopping jobs, (probably with 30-days money back guarantee), turn around and never look back.

Trick No.3 - If it sounds too good to be true, it probably is!
In most cases if it sounds too good to be true it probably is! Let's say, a company promising you that you get to keep things like a diamond ring for a 20 minuet shopping assignment, don't you think that's a bit too much? Mystery shopping agencies do what they do to make money. Logically, they are not making any money if they were to give out such big payouts. So, stay away from companies with such promises.

Wednesday, November 10, 2010

How to Create Extra Income With Forex


Recently, I received invitation from my friend to join him with Forex trading. He invest $1,000.00 and make $9,000.00 profit the next 3 weeks. Sound interesting for those who like to make extra money without quitting your day job? 

More people today have realized the potential income that they can earn from forex trading. But it is  important to do your homework and find out more about forex day trading before you start. In this way, you will learn the basic safety measures of forex day trading.

What is Forex? Forex is foreign exchange market or currency market. In other words, Forex is the market where one currency is traded for another. It is one of the largest markets in the world. 

When does Forex operated? Unlike stocks and futures exchange, foreign exchange is indeed an interbank, over-the-counter (OTC) market which means there is no single universal exchange for specific currency pair. The foreign exchange market operates 24 hours per day throughout the week between individuals with Forex brokers, brokers with banks, and banks with banks. 

How to get the best forex trader? Make sure you signed up with a registered forex broker. A good forex broker should be able to provide you training or knowledge. You should choose brokers that would not only provide you with bankwire options but also liberty reserve, paypal amongst others depending on the country you are registered from.

Finally, if you are serious to make extra money from the comfort of your own home, forex trading might be the next thing for you. Learn the unique method to generate $500 per day trading the forex market with FOREX TRADING MACHINE. 



Wednesday, November 3, 2010

Toni Braxton -- Bankrupt Again, May Owe $50 Mil

By, TMZ.com

Toni Braxton has filed for bankruptcy again -- claiming she owes somewhere between $10 million and $50 million in unpaid debts all over the country ... including DMVs in TWO different states.

Braxton -- who sold more than 40 million albums in her career -- just filed for Chapter 7 bankruptcy in California ... and in the docs, the singer claims she's only worth somewhere between $1 mil and $10 mil ... but she could have up to $50 mil in debts.

In the docs, 43-year-old Braxton lists a ton of creditors to whom she thinks she may owe money... including:
AT&T, The Four Seasons Hotels, Cedars-Sinai Medical Center, Various medical bills, DirecTV, Neiman Marcus, The William Morris Agency, Tiffany & Co., Orkin Pest Control, The Internal Revenue Service, BMW Financial Services, ADT Security, American Express, Flamingo Las Vegas, Mesa Air Conditioning, Nevada Power Company, Screen Actors Guild, The Westin and Wells Fargo Bank

Braxton also claims she may owe money to the City of L.A. Parking Violations Bureau -- and the DMV in both California and Nevada.

Braxton has a storied history of financial problems -- she filed for bankruptcy back in 1998 ... and earlier this year, the IRS filed a lien against her for $396k. 

Tuesday, November 2, 2010

How to Make Money While You Sleep


When was the last time you saw a sunrise? or a sunset
You rise early in the morning to get your things done fast. Be at home very late at night to catch the deadline in workplace.
You don't even notice if the sun rise from the west, perhaps.  
Busy. Busy. Busy. To best describe your life.
Or the definite description is money, money and money.

I remember one of my friend said, only the rich man is sitting and watching the sun rise in the morning. To explain this, he said that rich man no need to work hard. He is rich, free and hence nothing to fill his leisure time, all he do is waiting for the sunset.

Whatever your opinion about this, I do believe that everyone dreams a life like that. Money comes rolling down on our own feet. Imagine. Sit lazily on the couch, worry not about anything because everything is provided. Like a king. But the true things is rich man not getting rich by sitting lazily on a couch. He works for it. Even thief works to get rich fast. But stealing other people's hard earn money is so uncivilised. There is no way to get rich fast except work and work. But still, there are a way to make money while you sleep.

1) Investment
Invest into a proverbial fixed deposit, but yeilds are low. Another option is dividend stocks. By owning a stocks or shares in a company you are entitled to your portion's of the company's profit. But like any investment, there are risks involved. Do research before you put your money there. Stocks that have shown promising growth in the past can usually be trusted to contiue providing good dividends.

2) Take advantage on your talents
If you enjoy taking photograph, do not let it sleep in your hard disk. Let them make some money.You can cash in your taking-high-quality-photography hobby. Join micro-stock agencies like Shutterstock.com to sell your photograph. Your photograph will parked there, and the image remains on sales as long as there is a demand for them.

3) Dig in Rental   
Asset put money in your pocket, while liabilities take money out of it. Asset give you a positive cash flow. The clue is the received rental must be higher than your mortgage, taxes, maintenance and expenses. The first key to get a good price is always buy a property below the market value.

4) Search the Internet
If you have a skill, or knowledge or experiece that will inspire others or solve other people's problem, write an e-book and sell it online. The key point is the content itself. It is normal if your e-book doesn't work. Preseverance is important. If it's not work, move to the next e-book.

5) Franchising Business
Franchising is where people are paying for your idea of business operation. Learn 7 easy steps to make a strategic plan for your business.[CLICK]